The employee is paid a percentage of their salary for as long as it takes to return to work.
For you, this means the costs of long-term staff absence can be managed and you have established an attractive staff recruitment and retention benefit. Some insurers also offer rehabilitation services, which can speed up the return to work of an employee, reducing the need to recruit replacements.
For the employee, it means a percentage of salary is still paid in the event of a long-term absence, resulting in greater financial security for the individual and their family, and no reliance on state benefits. In some instances, access to specialist medical advice is available.
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