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Other features:

  • Cover can be included for a representative's or agent's ranges and the policy can be extended to provide cover for losses from unattended vehicles, and cover at Private Homes.
  • The policy covers the wearing of stock by staff or your relatives.
  • Damage to stock whilst it is being worked on, including cover for damage to stones.
  • Policies can be extended to provide an automatic increase in the sums insured for stock during those periods when higher amounts are being carried, eg before Christmas.

Cover for Fixtures & Fittings & All Other Contents. Cover is on a full reinstatement basis and includes:

  • Accidental damage in addition to the normal covers for fire, theft, storm, flood etc.
  • Replacement or repairs to safes after the jamming of an anti-explosive advice.
  • The replacement of locks following the loss of keys to the premises or safes.
  • The cost of replacing hard-copy business documents.
  • Limited cover for employees tools and personal property on your premises.
  • Limited cover is included for the Fixtures and Fittings away from the premises.

Other covers include:

  • Consequential Loss of Profits
  • Property Insurance
  • Pound Breach & Defective Title
  • Fidelity Guarantee
  • Professional Indemnity
  • Personal Accident Assault & Personal Accident Cover
  • Public Liability, Products Liability & Employers Liability
  • Terrorism insurance