Why Life Assurance?

The purpose of life assurance is to provide your family or dependents with a lump sum payment in the event of your death or terminal illness.

The loss of a loved one is particularly upsetting for all concerned. To make matters worse, the realisation that financial hardship could result due to the loss of the main breadwinner is the last thing you need. Some issues you may wish to consider -

• How will I repay the mortgage?
• How will I pay for the children's education?
• How will I repay the loans and credit cards?

Did you know that 1 in 5 male deaths occur between the ages of 20 and 65?*

That's why arranging some cover is one of the most important financial decisions you can make, especially for those with young families. As you may be aware there are various types of cover available and good advice is vital to help you make the correct decision.

Life assurance can also help protect against inheritance tax, however this is a potentially complicated area and it is important that we have an understanding of your circumstances before we can give any advice.

*Source - National Statistics Online