While travelling on holiday can be full of adventure, fun memories and relaxation, it also carries a variety of risks and potential for disaster. Even with proper travel insurance, it is important to be aware that your plan may not cover these common scenarios:
- Stalled at security—Sometimes, the lengthy lines for airport security can come with consequences, such as a missed flight. However, travel insurance may not cover this predicament because the airline isn’t at fault. To avoid missing your departure, give yourself time to spare and arrive several hours early.
- Accommodation issues—Unfortunately, you don’t always get what you pictured when you travel. If your accommodations are not as great as you expected or if you experience poor weather during your stay, insurance may not cover these problems. Be sure to look at reviews when booking online and consider the location’s usual weather conditions during the period of your desired stay before booking.
- Stuck in a scam—Especially when booking trips, events and excursions online, you may run into the issue of unknowingly purchasing a fake ticket. Typically, travel insurance won’t cover this scenario. Always make sure you are using a trusted ticket or tour outlet when booking your travel plans to avoid fakes.