Chilly weather conditions (wind, ice and snow) can often become the culprit for a variety of home insurance claims. Between frozen or burst pipes, boiler breakdowns and damaged roofing, it’s critical to prepare your home for the frigid season. Try these tips:
- Protect your pipes and gutters—Some of the most common wintertime claims result from frozen pipes and clogged gutters. Avoid this risk by maintaining a household temperature between 18C and 21C, putting foam lagging insulation on your pipes and regularly clearing the gutters of any possible debris, such as leaves, branches or snow. In addition, don’t forget to check pipes and gutters for leaks or loose parts.
- Maintain your heating systems—Prior to the arrival of freezing temperatures, it’s important to schedule your annual boiler, furnace or chimney service to ensure the system is working properly and will keep you warm all winter. Remember that you must use a Gas Safe Registered Engineer for this process.
- Don’t ignore the outdoors—Be sure to routinely scan the outside of your home for potential winter weather risks, such as loose roofing tiles, large icicles or overhanging trees. Pay attention to winter weather reports and secure any garden furniture, tools or decorations that could get damaged in a storm. Move valuable items—such as your car—into a garage or under cover rather than near buildings or trees.
Apart from taking winter weather precautions into your own hands, provide yourself with ultimate peace of mind by purchasing robust building and contents cover. For more information, contact TH March on 01822 668 000 today.