Precious Metals Rise and Your Insurance

It’s a great feeling to know that your precious jewellery has increased in value – but what does it mean for your personal jewellery and watch insurance cover?

The fact is, you could be underinsured so your ‘unexpected bonus’ could have a nasty sting in the tail! Check the date of the last valuation certificate for your jewellery and watches and speak to your jeweller or registered valuer to see if you need an updated valuation.

Despite occasional dips, the price of gold and other precious metals has soared.

Unfortunately, an alarming number of households have not had their jewellery (or other investments) accurately valued for many years, leaving them vulnerable and underinsured.

If this describes you, significant losses could be the result if your valuables are lost, stolen or damaged.

Don’t wait until you need to make a claim on your policy, act now to check that you are insured at the appropriate level.

 

 

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