Commercial Insurance

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A highly experienced and qualified team overseeing every aspect of your insurance cover

With TH March’s highly experienced Commercial Insurance Team working on your behalf, you may rest assured that your cover will be designed specifically with you in mind so that your premises, income, employees, stock, plant and so much more will be fully protected in the best possible way.

TH March offers specialist cover for all kinds of companies, across a wide range of industry sectors including but not limited to:

  • Property
  • Manufacturers & Wholesalers
  • Construction
  • Drillers
  • Museums
  • Any Other sectors


Protecting your business

Running a business is risky, so it’s vital to have the right policies to protect your firm’s assets against unforeseen events or circumstances. At TH March, we can help your company manage risks and support you to claim for losses if things go wrong. Choosing the right policies will also give you peace of mind, letting you get on with the job of building your business.


Finding what’s right for your business

There’s a lot to research and understand when it comes to choosing the right insurance for your company’s needs. But our expert team is here to help you decide which policies best suit your business and offer the correct protection with flexible insurance products that cover everything from digital threats to workplace injuries and costly legal action.

We can help you with the most common types of business insurance:


Working with your budget

Business insurance doesn’t have to be expensive. We will put together the right package for you, based on the risks your business faces, how well you can manage them, and what the consequences could be if a setback occurs.

With the right advice and the right cover, you will gain the confidence you need to develop and grow your business.

  • Five Reasons to use a Broker
  • 1. Securing the best price
  • 2. Accessing expertise
  • 3. Saving you time and hassle
  • 4. Ensuring your insurance meets your individual needs
  • 5. Getting support to make a claim
Five Reasons to use a Broker

There are many ways to buy insurance but working with an insurance broker provides you with a range of benefits. Price comparison sites are increasingly popular, but some people still choose to shop around for their insurance. While comparison sites seem to offer an easy option, without speaking to someone about your individual circumstances you may not get the cover you really need. On the other hand, contacting individual insurers is extremely time consuming.

Comparing different products can be confusing and you may be left feeling unsure whether or not you’ve got value for money. If you use an insurance broker, you not only get access to a whole range of different policies, but you’ll also benefit from us finding the best value cover for your specific circumstances.

1. Securing the best price

You may be surprised to know that insurance brokers have more flexibility than comparison sites when it comes to securing the best price. Your broker will leverage their specialised skills to find the insurance that meets your needs for the lowest cost.

As a regulated financial advisor, an insurance broker adheres to strict codes of conduct. This gives you peace of mind that they will help you find the best price for the cover you need.

TH March is proud to have been a Chartered Insurance Broker for nearly a decade. This reflects our unwavering commitment to maintaining the very highest ethical and professional standards. When you deal with one of our advisors, you know you are getting sound advice and the best price for your insurance cover.

2. Accessing expertise

Insurance can be confusing. The more complex your personal or business situation, the greater the risk of getting it wrong. Having inadequate cover could be devastating if you find yourself unable to make a claim. You also risk overpaying for unnecessary insurance if you don’t get the right advice at the outset.

Speaking to the right broker will also give you access to industry expertise. For example, TH March has a wealth of expertise in providing personal and commercial cover for jewellery, watches and other high value items. Not only that, we support our clients by providing industry-leading risk management guidance.

This personal approach is right at the heart of our business. It’s the way we’ve worked for over 130 years and is reflected in our Vision, Mission and Values.

3. Saving you time and hassle

Going through an insurance broker should help you quickly access the right cover. Instead of poring over different insurance policies, you can leave the hard work to your broker.

Unless you are an insurance expert, it can be difficult to understand what different insurance terms mean. Trying to make sense of the jargon and making numerous calls to different insurers can be time consuming and stressful.

Instead, just one phone conversation with an insurance expert should take care of things. Simply explaining your situation will give them the information they need to make professional recommendations on the cover that’s best for you.

4. Ensuring your insurance meets your individual needs

You may be looking for personal cover, such as life and critical illness or private medical insurance. Or perhaps you need commercial cover to protect your growing business venture. A broker’s job is to find the right cover for your specific needs.

The more unusual your situation, the more important it is that you get expert help with your insurance. However, we are all individuals, and anyone can benefit from the advice of an insurance broker.

Speaking to an insurance expert about your circumstances will help you ensure you’ve chosen the insurance cover that best meets your needs. A broker will discuss your personal situation with you to put together a bespoke insurance package. They will also review your existing insurance to see what protection you already have in place to ensure you don’t pay for cover twice.

5. Getting support to make a claim

We all hope that we will not need to make an insurance claim. But life is unpredictable, and insurance is there to protect us should things ever go wrong. Having to deal with an insurance claim can significantly add to the stress of an already difficult situation.

Your broker can help you throughout the claims process. At TH March, we will do as much as we can to ease the pressure in those challenging times. With some straightforward claims, we can act on your behalf and settle your claim as a delegated authority. If you need to deal directly with the insurer, we’ll be there to support you along the way.

Either way, you can rest assured that we’ll act in your best interests and ensure your claim is settled in line with the cover provided.

If you want to consider taking out Insurance, or you need to review your existing arrangements to ensure you are getting value for money, please contact us on 01822 855555 or request a call back.